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55.38
69.23
50.00
83.08
60.00
96.92
70.00
57.65
110.77
80.00
65.88
115.06
81.17
64.35
125.92
88.83
70.42
96.49
76.49
104.15
82.56
119.46
94.70
134.78
106.84
79.29
150.09
118.98
88.31
27.69
152.56
120.87
89.58
41.54

How much would you like to borrow today?

 
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$4,000
$5,000
26 Weeks
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52 Weeks
78 Weeks
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3 Easy Steps

1

APPLY IN MINUTES

Applying is super quick. You can apply for a loan from $500 to $5,000 from your phone, tablet or desktop.

2

VERIFY & APPROVE

Once we’ve checked your details, we’ll get back to you with a quick decision.

3

RECEIVE YOUR MONEY

We understand speedy funding is important. Once your loan's approved, simply sign online and the funds will be transferred overnight.

"Capfin is very credible with fast approvals.
I got a $500 loan and paid it off in the time frame.
It really helped with my son's third birthday, Christmas and diploma textbooks.
Thank you Capfin!"


Amanda, NSW

Standard Loan

Small Amount Loan: $500 to $2,000
Minimum & Maximum Terms: 6, 9 and 12 months
Costs: 20% Establishment Fee
Monthly Charge: 4% on your loan amount

Medium Amount Loan: $2,005 - $5,000
Maximum Annual Percentage Rate (APR) of 48%
Minimum & Maximum Terms: 6, 9, 12 and 18 months
Establishment Fee: Maximum $400

Example:

Loan term: 6 Months
Loan Amount: 1,000.00
Establishment Fee: $200.00
Monthly Charge X 6: $40 x 6
Total Repayments: $1,440.00

For further information please refer to our loan calculator.

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Here's how it works
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Now with 6 months interest free*, your repayments are even more affordable.

Loan Amount Examples

LOAN AMOUNT TERM ESTABLISHMENT FEE*
$500 6MTHS (26weeks) $100
$1,000 6MTHS (26weeks) $200
$2,500 9MTHS (39weeks) $400
MONTHLY INTEREST TOTAL AMOUNT PAYABLE WEEKLY REPAYMENTS
1 - 6 MONTHS 7 - 9 Months
$0 N/A $600 $23.08
$0 N/A $1,200 $46.15
$0 $60 $3,080 $78.78

*Establishment Fee and terms and conditions apply

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Important Information

 

Capfin is the registered trading name for Fundco Pty Ltd ACN 132 650 205. Australian Credit License No. 385579. The 6 Month Interest Free Offer is available to customers who sign up for a Capfin loan between 10 October 2016 and 11 November 2016. Capfin’s standard 20% Establishment Fee will be charged on loans up to $2,000 and capped at $400. Capfin's standard monthly charges whether as interest or otherwise will be applied to balances on any loans entered into during this promotional offer period which are outstanding after the first 6 months have expired. The offer cannot be combined with any other promotional offer. All loan applications are subject to responsible credit and affordability assessments in accordance with the National Consumer Credit Protection Act, 2009. All fees and repayments are fully disclosed to applicants before an agreement is entered into. Visit www.capfindirect.com.au/terms-conditions to read the loan terms.
*Establishment fee and terms and conditions apply.

Comparison table
Loan Amount
(Unsecured)
Loan Term Frequency Number of
Repayments
Total Fees % Fee Comparison Rate
$250 2 Weeks Weekly 2 $60 24% 815.19%
$1000 6 Months Weekly 26 $440 44% 152.03%
$2000 6 Months Fortnightly 26 $1360 68% 153.80%

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Credit may be available for these amounts but not for the terms specified in this schedule