• Fast Cash Loans
    from $500 to $3000 in 3 easy steps
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    Apply Online
    2
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    3
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  • Spot's New Home
    Loans from $500 to $3000

Home

70
52.86
54.17
66.07
87.50
57.14
79.29
58.80
66.67
92.50
67.20
76.19
105.71
81.46
64.46
89.15
70.62
96.72
76.67
104.41
82.73
42.50
39.64
52.50

How much do you want to borrow?

 
$500
$1000
$1500
$2000
$2500
$3000
Approving Personal Loans
Customer Satisfaction Rating
Loans Written Globall
Australian Credit License Number

Loans in 3 easy steps

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Apply Online

APPLY IN MINUTES

Apply for a loan from $500 to $3000 from your phone, tablet or desktop in just a couple of minutes!

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Verify and Approve

VERIFY & APPROVE

Following verification of the details you have submitted we get back to you with a quick decision.

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Sign Online

EXPRESS FUNDING

Once approved your loan can be signed online and the funds transferred to your account overnight.

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Loan terms and examples

Small Loan

Loan Amounts; $500 to $2,000

Terms; 16 weeks to 50 weeks

Costs; Up to 20% Establishment Fee upfront, plus a monthly fee up to 4% of your loan

Example; If you borrow $1,250 you will have weekly repayments over a period of 28 weeks

$1,250 (Principle Amount) + $250 (20% Establishment Fee) + $350 (4% Monthly Fee) = $1,850 total repayable in 28 weekly installements of $66.07

 

Medium Loan

Maximum Annual Percentage Rate (APR) of 48%

Loan Amount; $2,000 to $5,000

Terms; 39 weeks to 52 weeks

Costs; $400 Establishment Fee plus fees based on a maximum Annual Percentage Rate (APR) of 48%

Example; If you borrow $2,500 you will have weekly repayments over a period of 52 weeks

$2,500 (Principle Amount) + $400 (Establishment Fee) + $760 (fees based on APR of 48%) = $3,660 total repayable in 52 weekly installments of $70.38

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$500
$1000
$1500
$2000
$2500
$3000
16 WEEKS
20 WEEKS
28 WEEKS
36 WEEKS
39 WEEKS
42 WEEKS
50 WEEKS
52 WEEKS
REPAYMENT
$
0
pw
APPLY NOW* Subject to a credit application & full credit assessment.

Loans in 3 easy steps

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Comparison table
Loan Amount
(Unsecured)
Loan TermFrequencyNumber of
Repayments
Total Fees% FeeComparison Rate
$250 2 Weeks Weekly 2 $60 24% 815.19%
$1000 6 Months Weekly 26 $440 44% 152.03%
$2000 6 Months Fortnightly 26 $1360 68% 153.80%

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Credit may be available for these amounts but not for the terms specified in this schedule

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